Monday, August 17, 2009

Going Bare

by Janet Crain
Sorry, when you've lived as long as I have, you just don't get all teary eyed hearing about uninsured Americans. Some are that way through no fault of their own and that is a concern. Especially those with pre-existing or newly found conditions. They have my sincere sympathy.

But the majority are healthy and they choose to do without. It's called "going bare". I equate these people with those who don't buy an unbrella until it's raining cats and dogs. I once knew a family that turned down the husband's employer's insurance because it incurred a $3.00 a week bookkeeping fee. When their son (yes, they had 6 kids) was injured in a motorcycle wreck, they appealed to the Catholic Church, who paid the bill.

It's the same way with home insurance. Some who own their homes don't think they need insurance until a hurricane, fire, flood or tornado wipes them out.

Then there is wailing and gnashing of teeth. And demands that FEMA build them a new better house.

My advice to the healthy unemployed is get some kind of job. Most school districts offer excellent insurance. Try to get on as bus driver. That will free up your days to job hunt. But don't turn down a job as custodian, teachers aide, maintenance or cafeteria worker.

Counties, cities, etc. also offer group insurance at affordable rates. And while you are looking, buy some catastrophic insurance. It's better to owe $5,000 for an unforeseen emergency that several hundred thousand.

( - President Obama for a third time has misstated the number of Americans who lack health insurance, this time doing it in an op-ed piece published Saturday by the New York Times.

“I don’t have to explain to the nearly 46 million Americans who don’t have health insurance how important this is,” Obama said in the op-ed about his efforts to reform the American health care industry.

In a July 22 primetime press conference, Obama falsely said there were “47 million Americans who have no health insurance.” At an August 11 town hall meeting in Portsmouth, N.H., he falsely said “nearly 46 million Americans don't have health insurance coverage today” and that “46 million of our fellow citizens have no coverage.”

© Janet Crain

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keyboard.jockey said...

Thousands Quitting AARP over Obamacare.

History Chasers said...

That is the best way to combat these changes the government would force on us, vote with your feet and your pocketbook. Powerful organizations like AARP can't exist without their members. A loss of 60,000 is a lot!!!